Get Option in WhatsApp for Payment & Add Bank Account or Send Money


Facebook subsidiary WhatsApp is trying to make the social messenger app more user-friendly with new features, particularly for the Indian market. The company is testing two value-added options, one is about payments and another for advanced Graphics Interchange Format (GIF) search.

What is WhatsApp UPI Payment?

UPI (Unified Payment Interface) is instant real-time payment system and developed by National Corporation of India to perform the inter-bank transaction. This Payment option provides the same facility (UPI) to send money to other WhatsApp users.

If you ever used UPI facility before then you already know, how UPI works. In order to send money through UPI, you don’t need bank account number of another person. All you need for sending money through UPI is – UPI ID or the mobile number linked to bank account.  You can send money to other  contacts, which are linked to bank account.

QR Code Feature

WhatsApp, already running Unified Payment Interface (UPI) service for users to transact money in India, is testing Quick Response (QR) code feature. Currently, people have to open the payment feature on WhatsApp, add UPI ID and phone numbers and then perform the transaction.


This new QR code option is easy to use. It just requires users to point the camera at the QR code to begin the payment transaction. Once identified, WhatsApp will trigger the UPI payment feature. The user can just type in the payment amount and complete the transaction.

This feature was already available in several well-established e-wallet apps such as FreeCharge, Mobikwik and Paytm in India. But once it arrives in WhatsApp, people will be more inclined to use multi-purpose WhatsApp over other applications, which offer limited service to save space on mobile phones.

Also, QR code payment feature in it will definitely help in attracting new users to embrace cashless transaction. It will give a boost to central government’s Digital India initiatives, in turn.

As of now, QR code payment feature is still in the beta testing stage for Android (version number: 2.18.93]. If previous roll-out pattern is taken as any indication, it is expected to be made available to the public in a month, most probably before the end of April.

In a related development, they are also testing new advanced GIFs search feature by bringing custom categories such as–Trending,  LOL, love, sad, happy and dancing.With this option, people will find more appropriate animation clips easily. Android beta version 2.18.93 will be roll out with the same feature, by next month.


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